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Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling Schwab at +852-2101-0511. Please read the prospectus carefully before investing.

Offshore mutual funds are not registered for sale in the United States and may not be offered or sold to persons who are U.S. citizens or U.S. residents, or to those physically present in the U.S. Not all offshore mutual funds are available in all countries. Please contact your Schwab investment professional for details.

Some foreign securities, including ADRs and foreign securities traded on domestic exchanges, may be subject to additional foreign tax withholding requirements.